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Friday, July 31, 2009
Wednesday, July 29, 2009
Competitor Rate Alert: (Auto) Nationwide has filed a rate revision in Oregon
We continue to see the industry react to this very challenging marketplace
with rate revisions and/or underwriting changes. As noted below is
information on a rate revision by a major organization, Nationwide. Nationwide Insurance Company of America has filed a rate revision for their
Class M Auto program in Oregon. The changes will be effective September 15,
2009 for new and October 15, 2009 for renewal business. The overall
impact of this filing is a 4.6% increase or about $1,651,387 in annual
premium. Nationwide Group is ranked number 10 with a 2.9% market share and 64.5%
loss ratio. Nationwide Insurance Company of America has 1.7% of the share. Notable changes include:
Revised Base Rates
Rebased Model Year Factors from 2009 to 2010
Revised New Vehicle discount for CCD and Collision coverages
Revised increased limit additive for Medical coverage
Introduced Special Physical Damage coverage
with rate revisions and/or underwriting changes. As noted below is
information on a rate revision by a major organization, Nationwide. Nationwide Insurance Company of America has filed a rate revision for their
Class M Auto program in Oregon. The changes will be effective September 15,
2009 for new and October 15, 2009 for renewal business. The overall
impact of this filing is a 4.6% increase or about $1,651,387 in annual
premium. Nationwide Group is ranked number 10 with a 2.9% market share and 64.5%
loss ratio. Nationwide Insurance Company of America has 1.7% of the share. Notable changes include:
Revised Base Rates
Rebased Model Year Factors from 2009 to 2010
Revised New Vehicle discount for CCD and Collision coverages
Revised increased limit additive for Medical coverage
Introduced Special Physical Damage coverage
Sunday, July 26, 2009
Thursday, July 23, 2009
Yummy Things at True Brew Coffeehouse this Summer....
True Brew Coffeehouse & Bookstore wants to invite you to come check out our summer treats. We have a whole new look and feel and we want to share it with you. We use an organic line of coffee beans roasted by Coffee Bean International right here in PDX, as well as hormone free milk from Sunshine Dairy. Our prices are around 25% cheaper than most other coffee shops in Portland.
Iced Toddy
The Toddy method of making coffee is a cold steeped method which yields a very robust, flavorful coffee with a lot of caffeine but with only 30% of the acid as hot brewed coffee. VERY smooooooth but not for the faint of heart.
12 oz @ 2
16 oz @ 2.25
20 oz @ 2.50
Iced Toddy
The Toddy method of making coffee is a cold steeped method which yields a very robust, flavorful coffee with a lot of caffeine but with only 30% of the acid as hot brewed coffee. VERY smooooooth but not for the faint of heart.
12 oz @ 2
16 oz @ 2.25
20 oz @ 2.50
Our Toddy Float is a GREAT afternoon treat.
Our Iced Toddy over a generous chunk of Vanilla Ice Cream, optional Whipped Cream.
Only in 20 oz. @ 3.25
Soul Crusher Milk Shake
Espresso, Ghirardelli Chocolate, Iced Cream, w/ optional Whipped Cream
Only in 16 oz @ 4.50
(Also try our Pan Galactic Gargle Blaster, Chocolate Malted or True Brew Milkshake)
We produce the highest grade organic coffees possible.
Organic brewed coffee: 20 oz @ 2.
Latte's: 20 oz @ 2.75(add .25 for a flavor)
Mocha's w/ Ghirardelli Chocolate, optional whipped cream, 20 oz @ 3.25
We also offer Soy, Rice, Almond and Hemp milks and daily specials.
Come check us out.
True Brew Coffeehouse & Bookstore
3370 SE Milwaukie
PDX.
503-231-9992
Mapquest:
http://www.mapquest.com/maps?city=Portland&state=OR&address=3370+Se+Milwaukie&zipcode=97202
: )
Wednesday, July 22, 2009
Saturday, July 18, 2009
Friday, July 17, 2009
Thursday, July 16, 2009
Wednesday, July 15, 2009
Monday, July 13, 2009
Invite: The Boyfriend Study - only takes 20 minutes and is supporting a friend! - please forward to contacts in Seattle.
Hello:
You are being contacted because you expressed interested in
participating in the Boyfriend Study. Details are below, including
location and this week's available appointment times. Please consider
helping out if you and your bf/partner meet the criteria. Every bit
really helps with reaching the goal of 140 couples. Thanks and hope to
hear from you soon!
Study Information
The Boyfriend Study is currently seeking gay male couples to
participate in a one-time anonymous survey that will last no more than
20 minutes. An Oregon State University PhD student is conducting this
study to examine how important relationship dynamics and
characteristics are associated with your sexual risk behaviors (i.e.
your sex life). This study has been approved by the OSU IRB.
What to Expect
If you and your boyfriend/partner/husband/fb are interested and meet
the criteria below, then you’ll e-mail theboyfriendstudy@gmail.com or
call 310-663-3965 to schedule an appointment. Once at the appointment,
each of you will read the consent document and be given your own
laptop to complete the anonymous electronic survey in separate rooms.
Neither of you will have access to each other's answers and nor will
the researchers know who said what at any given time of the study. At
the end of the study, all answers will be pooled together to compare
couples to other couples as well as to compare your answers with your
boyfriend/partner/husband/fb answers. Upon completion of the survey,
each couple will receive a thank you gift card.
Qualifications Needed
Couples should meet the following criteria in order to take the survey:
1. Be 18 and older;
2. Speak and can read English;
3. Be in a sexual relationship for 3 months or longer;
4. Have had anal sex within the last 3 months; &
5. Have either unknown or negative HIV status.
Appointment Information
For those couples who qualify and are interested, please call or
e-mail to schedule your survey appointment. Location: 928 SW Stark
St., Portland, OR (on Stark between 9th & 10th).
Appointment times are available this week:
Sunday, July 12, 3 - 6pm
Monday, July 13, 8am - 9pm
Tuesday, July 14, 8am - 2pm
Wednesday, July 15, 8am - 11am, 5 - 7pm
Thursday, July 16, 12 - 1pm & 5 - 10pm
Friday, July 17, 8am - 2pm & 5 - 10pm
Additional appointment times will be available in the upcoming weeks
until 140 couples have take the survey.
Thanks ahead of time for your interest,
Jason.
~ The Boyfriend Study ~
You are being contacted because you expressed interested in
participating in the Boyfriend Study. Details are below, including
location and this week's available appointment times. Please consider
helping out if you and your bf/partner meet the criteria. Every bit
really helps with reaching the goal of 140 couples. Thanks and hope to
hear from you soon!
Study Information
The Boyfriend Study is currently seeking gay male couples to
participate in a one-time anonymous survey that will last no more than
20 minutes. An Oregon State University PhD student is conducting this
study to examine how important relationship dynamics and
characteristics are associated with your sexual risk behaviors (i.e.
your sex life). This study has been approved by the OSU IRB.
What to Expect
If you and your boyfriend/partner/husband/fb are interested and meet
the criteria below, then you’ll e-mail theboyfriendstudy@gmail.com or
call 310-663-3965 to schedule an appointment. Once at the appointment,
each of you will read the consent document and be given your own
laptop to complete the anonymous electronic survey in separate rooms.
Neither of you will have access to each other's answers and nor will
the researchers know who said what at any given time of the study. At
the end of the study, all answers will be pooled together to compare
couples to other couples as well as to compare your answers with your
boyfriend/partner/husband/fb answers. Upon completion of the survey,
each couple will receive a thank you gift card.
Qualifications Needed
Couples should meet the following criteria in order to take the survey:
1. Be 18 and older;
2. Speak and can read English;
3. Be in a sexual relationship for 3 months or longer;
4. Have had anal sex within the last 3 months; &
5. Have either unknown or negative HIV status.
Appointment Information
For those couples who qualify and are interested, please call or
e-mail to schedule your survey appointment. Location: 928 SW Stark
St., Portland, OR (on Stark between 9th & 10th).
Appointment times are available this week:
Sunday, July 12, 3 - 6pm
Monday, July 13, 8am - 9pm
Tuesday, July 14, 8am - 2pm
Wednesday, July 15, 8am - 11am, 5 - 7pm
Thursday, July 16, 12 - 1pm & 5 - 10pm
Friday, July 17, 8am - 2pm & 5 - 10pm
Additional appointment times will be available in the upcoming weeks
until 140 couples have take the survey.
Thanks ahead of time for your interest,
Jason.
~ The Boyfriend Study ~
Sunday, July 12, 2009
Saturday, July 11, 2009
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