Wednesday, July 29, 2009

For the record

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Competitor Rate Alert: (Auto) Nationwide has filed a rate revision in Oregon

We continue to see the industry react to this very challenging marketplace
with rate revisions and/or underwriting changes.  As noted below is
information on a rate revision by a major organization, Nationwide.

Nationwide Insurance Company of America has filed a rate revision for their
Class M Auto program in Oregon. The changes will be effective September 15,
2009 for new and October 15, 2009 for renewal business.    The overall
impact of this filing is a 4.6% increase or about $1,651,387 in annual
premium.

Nationwide Group is ranked number 10 with a 2.9% market share and 64.5%
loss ratio. Nationwide Insurance Company of America has 1.7% of the share.

Notable changes include:
Revised Base Rates
Rebased Model Year Factors from 2009 to 2010
Revised New Vehicle discount for CCD and Collision coverages
Revised increased limit additive for Medical coverage
Introduced Special Physical Damage coverage

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Thursday, July 23, 2009

Yummy Things at True Brew Coffeehouse this Summer....

True Brew Coffeehouse & Bookstore wants to invite you to come check out our summer treats.  We have a whole new look and feel and we want to share it with you.  We use an organic line of coffee beans roasted by Coffee Bean International right here in PDX, as well as hormone free milk from Sunshine Dairy.  Our prices are around 25% cheaper than most other coffee shops in Portland. 

Iced Toddy
The Toddy method of making coffee is a cold steeped method which yields a very robust, flavorful coffee with a lot of caffeine but with only 30% of the acid as hot brewed coffee.  VERY smooooooth but not for the faint of heart.
12 oz @ 2
16 oz @ 2.25
20 oz @ 2.50

Our Toddy Float is a GREAT afternoon treat.
Our Iced Toddy over a generous chunk of Vanilla Ice Cream, optional Whipped Cream.
Only in 20 oz. @ 3.25

Soul Crusher Milk Shake
Espresso, Ghirardelli Chocolate, Iced Cream, w/ optional Whipped Cream
Only in 16 oz @ 4.50
(Also try our Pan Galactic Gargle Blaster, Chocolate Malted or True Brew Milkshake)

We produce the highest grade organic coffees possible.
Organic brewed coffee: 20 oz @ 2.
Latte's: 20 oz @ 2.75(add .25 for a flavor)
Mocha's w/ Ghirardelli Chocolate, optional whipped cream, 20 oz @ 3.25

We also offer Soy, Rice, Almond and Hemp milks and daily specials.

Come check us out.

True Brew Coffeehouse & Bookstore
3370 SE Milwaukie
PDX.
503-231-9992

Mapquest:
http://www.mapquest.com/maps?city=Portland&state=OR&address=3370+Se+Milwaukie&zipcode=97202

:  )

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Monday, July 13, 2009

Dogs do the strangest things.

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Invite: The Boyfriend Study - only takes 20 minutes and is supporting a friend! - please forward to contacts in Seattle.

Hello:

You are being contacted because you expressed interested in
participating in the Boyfriend Study. Details are below, including
location and this week's available appointment times. Please consider
helping out if you and your bf/partner meet the criteria. Every bit
really helps with reaching the goal of 140 couples. Thanks and hope to
hear from you soon!


Study Information

The Boyfriend Study is currently seeking gay male couples to
participate in a one-time anonymous survey that will last no more than
20 minutes. An Oregon State University PhD student is conducting this
study to examine how important relationship dynamics and
characteristics are associated with your sexual risk behaviors (i.e.
your sex life). This study has been approved by the OSU IRB.

What to Expect

If you and your boyfriend/partner/husband/fb are interested and meet
the criteria below, then you’ll e-mail theboyfriendstudy@gmail.com or
call 310-663-3965 to schedule an appointment. Once at the appointment,
each of you will read the consent document and be given your own
laptop to complete the anonymous electronic survey in separate rooms.
Neither of you will have access to each other's answers and nor will
the researchers know who said what at any given time of the study. At
the end of the study, all answers will be pooled together to compare
couples to other couples as well as to compare your answers with your
boyfriend/partner/husband/fb answers. Upon completion of the survey,
each couple will receive a thank you gift card.

Qualifications Needed

Couples should meet the following criteria in order to take the survey:

1. Be 18 and older;
2. Speak and can read English;
3. Be in a sexual relationship for 3 months or longer;
4. Have had anal sex within the last 3 months; &
5. Have either unknown or negative HIV status.

Appointment Information

For those couples who qualify and are interested, please call or
e-mail to schedule your survey appointment. Location: 928 SW Stark
St., Portland, OR (on Stark between 9th & 10th).

Appointment times are available this week:

Sunday, July 12, 3 - 6pm
Monday, July 13, 8am - 9pm
Tuesday, July 14, 8am - 2pm
Wednesday, July 15, 8am - 11am, 5 - 7pm
Thursday, July 16, 12 - 1pm & 5 - 10pm
Friday, July 17, 8am - 2pm & 5 - 10pm

Additional appointment times will be available in the upcoming weeks
until 140 couples have take the survey.

Thanks ahead of time for your interest,
Jason.

~ The Boyfriend Study ~

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Thursday, July 02, 2009

PABA GLSEN POOL PARTY & BARBEQUE 7/5/09 - BENEFITTING SCHOLARSHIP AND EDUCATIONAL PROGRAMS



PABA/GLSEN
                     
POOL PARTY & BARBEQUE
WHEN:           SUNDAY, JULY 5, 2009 2PM TO 7 PM
WHERE:        LARRY SMITH’S HOME –
9350 SW SCENIC DR. TERRACE,
PORTLAND, OR. 97225
WHY:              Please join us for a summer pool party and a barbeque - - and to raise funds for PABA’s SCHOLARSHIP FUND and GLSEN’s Educational Programs.  The Cost is only $25 per person (at a mininimum - - you can donate as much as you wish!) CHECKS MAY BE MADE PAYABLE TO THE PABA SCHOLARSHIP FUND - or you may pay by credit or debit card online - - or bring your card and we'll imprint it at the door.
ANY QUESTIONS? Please email Michael Long at mlong@longlawpc.com or call him at 503.804.0480
HOPE TO SEE YOU THERE!! 
P.S.     We’ll have an additional fun surprise when you arrive - - Ho Ho HO!!

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Changing from exchange server to google for calendar/contacts sync on iPhone. Pray for me.

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www.coreykaster.com

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PSA from your insurance agent... Be Careful with Fireworks... see these videos. :-)

http://www.buzzfeed.com/awesomer/11-videos-of-irresponsible-fireworks-use-cci/

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Wednesday, July 01, 2009

I am sorry, but now my iPhone battery dies in a matter of hours. Apple, really? And, the fact your website says turn everything off to preserve battery life is ASSanine.




iPhone

Paying attention to just a few commonsense pointers will pay off with a longer battery lifespan and battery life for your iPhone. The most important thing is to keep your iPhone out of the sun or a hot car (including the glove box). Heat will degrade your battery’s performance the most.

Some Terms You Need to Understand

“Battery life” means the time your iPhone will run before it must be recharged. “Battery lifespan” means the total amount of time your battery will last before it must be replaced.

Your iPhone works best from 32° to 95°F

iPhone Temperate Zone.Your iPhone works best from 32° to 95° F. You should store it in environments of -4° to 113° F. That’s 0° to 35° C and -20° to 45° C for the metrically inclined. Keeping your iPhone as near room temperature as possible (72° F or 22° C) is ideal.

Viewing Usage Statistics

Awareness of how you use your iPhone and knowing how long your battery typically lasts can help you improve its battery life. You can view your iPhone usage statistics by tapping the Settings icon on the Home screen and choosing General > Usage. Under the “Time since last full charge” heading you’ll see two items:

  • Usage: Amount of time iPhone has been awake and in use since the last full charge. The phone is awake when you’re on a call, using email, listening to music, browsing the web, or sending and receiving text messages, or during certain background tasks such as auto-checking email.
  • Standby: Amount of time iPhone has been powered on since its last full charge, including the time the phone has been asleep.

Update to the Latest Software

Software Update

Always make sure your iPhone has the latest software from Apple, as engineers may find new ways to optimize battery performance. Using iTunes 8.2 or later, you can update your iPhone with the latest software. Connect your iPhone to your computer, then select iPhone in the Source List. In the Summary panel, click “Check for Updates” to see if there’s a new version of the iPhone software available. Click Update to install the latest version.

Optimize Your Settings

Depending on how they are configured, a few features may decrease your iPhone battery life. For example, the frequency with which you retrieve email and the number of email accounts you auto-check can both affect battery life. The tips below apply to an iPhone running iPhone 3.0 or later software and may help extend your battery life.

  • Minimize use of location services: Applications that actively use location services such as Maps may reduce battery life. To disable location services, go to Settings > General > Location Services or use location services only when needed.
  • Turn off push notifications: Some applications from the App Store use the Apple Push Notification Service to alert you of new data. Those applications that extensively rely on push notifications (such as instant messaging applications) may impact battery life. To disable push notifications, go to Settings > Notifications and set Notifications to Off. Note that this does not prevent new data from being received when the application is opened. Also, the Notifications setting will not be visible if you do not have any applications installed that support push notifications.
  • Fetch new data less frequently: Applications such as Mail can be set to fetch data wirelessly at specific intervals. The more frequently email or other data is fetched, the quicker your battery may drain. To fetch new data manually, from the Home screen choose Settings > Mail, Contacts, Calendars > Fetch New Data and tap Manually. To increase the fetch interval, go to Settings > Mail, Contacts, Calendars > Fetch New Data and tap Hourly. Note that this is a global setting and applies to all applications that do not support push services.
  • Turn off push mail: If you have a push mail account such as Yahoo!, MobileMe or Microsoft Exchange, turn off push when you don’t need it. Go to Settings > Mail, Contacts, Calendars > Fetch New Data and set Push to Off. Messages sent to your push email accounts will now be received on your phone based on the global Fetch setting rather than as they arrive. If the global Fetch setting is set to Manually, you will not be able to locate your iPhone using the MobileMe Find My iPhone feature.
  • Auto-check fewer email accounts: You can save power by checking fewer email accounts. This can be accomplished by turning off an email account or by deleting it. To turn off an account, go to Settings > Mail, Contacts, Calendars, choose an email account, and set Account to Off. To remove an account, go to Settings > Mail, Contacts, Calendars, choose an email account, and tap Delete Account.
  • Minimize use of third-party applications: Excessive use of applications such as games that prevent the screen from dimming or shutting off or applications that use location services can reduce battery life.
  • Turn off Wi-Fi: If you rarely use Wi-Fi, you can turn it off to save power. Go to Settings > Wi-Fi and set Wi-Fi to Off. Note that if you frequently use your iPhone to browse the web, battery life may be improved by using Wi-Fi instead of cellular data networks.
  • Turn off Bluetooth: If you rarely use a Bluetooth headset or car kit, you can turn off Bluetooth to save power. Go to Settings > General > Bluetooth and set Bluetooth to Off.
  • Use Airplane Mode in low- or no-coverage areas: Because your iPhone always tries to maintain a connection with the cellular network, it may use more power in low- or no-coverage areas. Turning on Airplane Mode can increase battery life in these situations; however, you will be unable to make or receive calls. To turn on Airplane Mode, go to Settings and set Airplane Mode to On.
  • Adjust brightness: Dimming the screen is another way to extend battery life. Go to Settings > Brightness and drag the slider to the left to lower the default screen brightness. In addition, turning on Auto-Brightness allows the screen to adjust its brightness based on current lighting conditions. Go to Settings > Brightness and set Auto-Brightness to On.
  • Turn off EQ: Applying an equalizer setting to song playback on your iPhone can decrease battery life. To turn EQ off, go to Settings > iPod > EQ and tap Off. Note that if you’ve added EQ to songs directly in iTunes, you’ll need to set EQ on iPhone to Flat in order to have the same effect as Off because iPhone keeps your iTunes settings intact. Go to Settings > iPod > EQ and tap Flat.
  • Turn off 3G: Using 3G cellular networks loads data faster, but may also decrease battery life, especially in areas with limited 3G coverage. To disable 3G, from the Home screen choose Settings > General > Network and set Enable 3G to Off. You will still be able to make and receive calls and access cellular data networks via EDGE or GPRS where available.

Lock Your iPhone

It may seem obvious, but you should lock your iPhone when you aren’t using it. You will be able to receive calls and text messages while it is locked, but nothing happens if you touch the screen. To lock iPhone, press the Sleep/Wake button. You can also set the Auto-Lock interval so your iPhone will turn off more quickly after a period of inactivity. To set Auto-Lock, go to Settings > General > Auto-Lock and set the interval to a short time, such as 1 minute.

Use iPhone Regularly

For proper maintenance of a lithium-based battery, it’s important to keep the electrons in it moving occasionally. Be sure to go through at least one charge cycle per month (charging the battery to 100% and then completely running it down).

  1. All battery claims depend on network configuration and many other factors; actual results will vary. Rechargeable batteries have a limited number of charge cycles and may eventually need to be replaced by an Apple service provider. Seewww.apple.com/batteries for more information. For more details of iPhone performance tests for talk time, standby time, Internet use over 3G, Internet use over Wi-Fi, video playback, and audio playback, see www.apple.com/iphone/battery.html.

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Farmers "True Stories" Ron and Ted


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